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The Pros and Cons of Individual Health Insurance Plans
Weighs the advantages and drawbacks of buying health coverage yourself instead of through an employer, including portability, choice and cost exposure.
Choosing Coverage
Plan Types
What each kind of plan is and how it differs.
How to Use Your Health Savings Account for Medical Expenses
A general look at how a health savings account paired with a qualifying plan works, what it can typically pay for, and why the rules vary by place and plan.
Navigating the World of Group Health Insurance
How group health plans pool people together, why employers and organizations offer them, and what enrollees typically encounter during open enrollment.
The Pros And Cons Of Catastrophic Health Plans
A general look at low-premium, high-deductible catastrophic health plans: how they work, who they tend to suit, and the trade-offs of limited everyday coverage.
The Pros And Cons Of Health Maintenance Organizations
A plain-language look at HMO plans: how coordinated care networks work, where they tend to save money, and the restrictions that can frustrate some members.
The Pros and Cons of Health Reimbursement Arrangements (HRAs)
Explains employer-funded health reimbursement arrangements, how they differ from insurance, and the general pros and cons for employees and employers.
The Pros and Cons of High-Deductible Health Plans
Explains the trade-off at the heart of high-deductible health plans: lower premiums against higher up-front costs, and who the design tends to suit.
The Pros and Cons of Medicare Advantage Plans
Describes Medicare Advantage as a private-run alternative within public senior coverage, with its networks, extra benefits, and general pros and cons.
The Pros And Cons Of Preferred Provider Plans
A plain-language look at PPO-style health plans: the flexibility to see providers in or out of network, and the higher costs and complexity that can come with it.
The Pros and Cons of Short-Term Health Insurance Plans
Explains short-term health plans as a temporary gap measure and the typical limits on what they cover compared with full, comprehensive health insurance.
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